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How much coverage do you really need?


A lot of insurance companies will over and under value home, or not provide you with the best type of policy for your needs (eg  A, A+, B). This could be a recipe for disaster. At the least, you pay too much for insurance; at the worst case scenario, your claim isn't covered. Do they have replacement cost coverage or burst of water pipes? So many questions and you don't know who to rely on. Call us and we can give you a fair essesment of your circumstances at 713-227-7283.

On auto, companies can charge you PIP (personal injury protection). This is health insurance but only when you get into a car accident. Did your agent ask if you have health insurance or did they just automatically add it causing your rates to go up? Your health insurance already covers auto accident, falling down stars, etc. So why do you need PIP if you already have coverage? Plus, PIP usually only covers $2,500 which is not much coverage for the amount of premium companie want.

There are so many what if's in insurance. That's why you need someone like Reliable Insurance to review you policy and make sure you covered to your specifics. If you would like a quote on any type coverage please click here!


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Posted Monday, August 03 2009 9:42 AM
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