With the cost of living on the rise, more and more people are selling their homes and purchasing RVs as their full-time residence. Even better, the rise of technology means that many people can work remotely, opening up this lifestyle option to more than just retirees. Are you ready to become a full-time RVer? Here are a few considerations before you take the plunge.
Since an RV is a large investment, it’s important to protect it with the right insurance policy in case of future damages or accidents. Because RVs are most often used for travel, full-time RVers have different coverage needs.
First and foremost, your RV needs to be protect. A good policy will protect the vehicle and your belongings within, along with liability coverage to protect others from any damages that you may cause with your RV (such as an at-fault accident). Be sure that your policy covers full-time RV living anywhere in the country, especially if you plan to travel often.
Your RV insurance rate is determined based on many factors, including (but not limited to) the size of your RV, the vehicle’s safety features, how many miles you intend to drive per year, where you plan to travel, how many people are living/traveling in your RV and more.
In addition to covering your RV, you’ll also need to cover the car you tow behind the RV. All vehicles on the road must be insured and your car is no exception, even if it’s being towed more than it’s driven. It’s also prudent to call your healthcare provider to ensure that your health insurance will travel with you.
With the right RV insurance at your side, you can rest assured that your dream of RVing full-time can easily become a reality. Call us today to find a policy that will fill in the coverage gaps as you hit the road.
We’ve got your back. Call Reliable Insurance Managers at (713) 227-7283 for more information on Katy RV insurance.