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I was in a car accident recently, and I showed the police officer an insurance card for a canceled policy. I knew the policy was defunct, but I didn’t want the officer to know I didn’t have car insurance. Could I go to jail for this?

Answer

The answer to this question depends on the laws of your state. With most states that require minimum levels of car insurance, you will typically only face fines for failing to provide proof of valid insurance. In some states, police officers have access to a database that allows them to instantly verify the validity of your policy. If your policy is canceled, your car could be impounded, your license could be revoked, or the title to your car might be suspended. The consequences for showing an invalid insurance card are primarily monetary, however. If you are on probation or parole and are caught driving without insurance, you could possibly face jail time, depending on your state.

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Posted 3:29 PM

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NOTICE: This and all content is developed from sources believed to be providing accurate information. The information in this material is not intended to be used as tax or legal advice. Please consult with a tax and/or legal professional for detailed information regarding your individual situation. Some of this material was developed and shared by Reliable Insurance Managers, Inc. to provide information that may be of interest. Reliable Insurance Managers, Inc. is not affiliated with the named representative, broker-dealer, state- or SEC-registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.
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