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Hundreds of homes in North Texas sustained damage in Tuesday's tornadoes -- some more than others.  On Wednesday, insurance agents were on the road trying to find their customers who were hit.  "We're going to target first the claim that we know see if they're  okay and make sure they don't need anything up front", said Katie Nestle with Allstate Insurance. READ MORE >>

With all the new apps being developed today, it;s hard to keep up. If you could name your favorite apps, which one's would they be? Just a general survey.www.reliableins.net READ MORE >>

Rate reduction The easiest way to lower your payment is to refinance your current mortgage to a lower rate. While rates are not near the rock-bottom levels of the last several years, they're still low when compared to the historical rate climate. READ MORE >>

1. Stay healthy Yes, this is easier said than done, but staying healthy goes a long way toward controlling health insurance costs. If you're buying an individual health plan, you'll be charged based on your health, including weight, cholesterol, blood pressure and other pre-existing health conditions. READ MORE >>

1. Request higher deductibles. The deductible is the amount of money you have to fork over before your insurance policy comes to the rescue. By bumping your deductible up from $200 to $500, you could lower the cost of your collision and comprehensive coverage by 15 percent to 30 percent. READ MORE >>

Raise Your Deductible Deductibles are the amount of money you have to pay toward a loss before your insurance company starts to pay a claim, according to the terms of your policy. The higher your deductible, the more money you can save on your premiums. Nowadays, most insurance companies recommend a deductible of at least $500. READ MORE >>

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