FAQ

For Insureds

Q: What do I need for an insurance quote?

A: To begin the process of obtaining a quote for auto insurance, we will require some personal information from you or household members. This includes full name, address, date of birth, gender, marital status, mobile phone number, email address, etc. 

To insure your vehicles, we will require information on the year, make, model, body style, financing/leasing/ownership status, estimated weekly mileage, and vehicle identification number (VIN) of each vehicle, types of coverage, needed, claims history.

To insure your home, we will require year built, year purchased, square feet, construction material, type of foundation, type of roof, claims history, etc. 

To insure your business, we will require number of employees, years in business, coverage amount needed, gross receipts, claims history, etc. 

We offer a variety of discounts and savings programs, including Pay in full, EFT, Paperless Policy, multi-policy, , Military, Senior Citizen, Claims Free, and many more. We also offer usage-based savings programs for safe drivers and low-mileage drivers.

We will suggest standard and optional insurance coverages, including deductibles and limits, after you provide your information for a quote. It may be helpful to review your current policy's coverages, deductibles, and limits before beginning the quote process.

Q: How do I manage my policy?

A: For any policy with any company you should be able to call, email, or send a request on their site stating your name, policy #, date, and what changes are to be made?

Q: How do I cancel existing policy?

A: For any policy with any company you should be able to call, email, or send a request on their site stating your name, policy # and date.  

Q: What information do I need to file a claim? 

A: Your name and address

• Names and addresses of any witnesses or injured people

• General loss information. receipt of repairs, photos of repairs, etc. 

• Your policy number, if available

Q: What should I do after a auto accident?

A: Notify the police.

1. Collect the descriptions and specific damages to all vehicles, as well as the names and addresses of all people and witnesses involved.

2. Notify us with details of the accident, so we can begin the claims investigation.

3. Promptly send us copies of any letters, notices or legal papers you receive about the accident. You may be asked to submit documentation of your loss. If you were treated for injuries, you may be asked to submit that information as well.

For Agents

What type of insurance do we write?

We write: annuities, ATV, auto (personal/commercial), bonds, cancer, commercial property, condos, critical illness, dental, disability, dwelling fire, EO/DO, flood (no elevation certificate needed), general liability, health (individual/group), home, home warranty, identity theft protection, life, living trusts, long term care, Medicare products, mobile home, motorcycle, renters, RV, trucking, umbrella/excess, vision, watercraft, worker's comp and much more in all 50 states.

Who can write with us?

Any agent or agency can sign up. We have a direct appointment and market access program. There is no requirement for amount of time to be licensed or production to be to sign up. 

Can we help you grow your business?

We will show you how to market and gain more business with our time test and proven strategies.

Can we service the policies?

You can service policies on our agency management system online in real time. If you like you can have the customer call us directly. 

How do we have such great rates?

We have multiple companies competing, multiple discounts,  and no credit check for many companies. 

Can we charge an agency fee?

You can. Many agents charge a fee initially to start ($30 average). Some even charge monthly or endorsement fee ($10 average). 

Can you cancel at any time?

Yes. We don't charge a fee. If you cancel you still own the book of business and can transfer if you have a direct appointment,. We hope we are so great you don't leave. 

Do you have the ability for customers to quote and bind online?

We have a link for all types of insurance you can put on your site where insureds can quote and bind online, and you get paid. The policy will be on your commission statement the following month. You can also quote from any type of device, anywhere.