Direct Appointment: 

You can easily quote, issue policies, and make changes through our online rater and on the carrier's site. You can get appointed with any of our carriers you are not currently appointed with, if you would like to do so. You can keep your existing carriers appointments, and add the new ones with us to the online rater so you can quote them all in one place.  

And/Or

Market Access: 

You get immediate access to all our carriers in the mean time during the appointment process. You can set up to be market access only without any direct appointments, if you would like. You just submit the quote to us through the online rater and our underwriters bind the policy once payment has been received. 

*All payments are made through a secured link that you submit online. 

To get signed up click here

Auto/ Motorcycle/ Boat/ Recreational Vehicles Companies

AAA, Acuity, Alfa, Allstate, Alinsco, Alliance United, Amigo, Amwins, Anchor General, Arrowhead, ASI, Aspire, Assurance America, Aspen, Aspire, Auto Owners, Badger, Bamboo, Bridger, Bristol West, Carnegie, Central Mutual. Cincinnati, Clearcover, Cover, Common Wealth, Connect, Dairyland, Elephant, Embark, Empower, Encompass, Gainsco, Germania, Golden Bear, Grange, Hallmark, Hanover, Hartford, Hippo, Hoccheim Prairie, Infinity, Kemper, Liberty Mutual, MAPFRE, Mendota, Mercury, MetLife, National General, Nationwide, Progressive, Pronto, Safeco, Safeway, Selective, State Auto, Stillwater, Suncoast, Texas Ranger, The General, Travelers, Triton, Utica, Workman's, and others. 

Home/Dwelling Fire/Renter/Condo/Flood

AAA, Access, Acuity, Allied Trust, Allstate, American Risk, Anchor, Andover, Atlas General, Bankers, Berkshire Hathaway, Cabrillo, Capital Preferred, Centauri, Central Insurance, Cincinnati, Cypress, Encompass, Erie, FedNat, Foremost, Germania, Grange, Gulfstream, Hanover, Hartford, HDI Global, Heritage, Hippo, Hoccheim Prairie, Homeowners of America, Kemper, Lemonade, Liberty Mutual, Lighthouse, Lloyds of London, Maison, MAPFRE, Mercury, MetLife, Mission Select, National General, Nationwide, Pacific Specialty, Progressive (ASI), QBE, Safeco, Sagesure, State Auto, Stillwater, Tower Hill, TWICO, Travelers, Universal, UPC, USAA, Utica, Velocity, Wellington, and others. 

Commercial Companies

ACE, Acuity, Amtrust, Amwins, Appalachian Underwriters, Attune Insurance , Berkshire, BTIS, Burns & Wilcox, CBIC, Chubb, CITA, CNA, Cypress, Empowers, First Comp, Hanover, Hartford, Hiscox, Hull & Co, Infinity, Kemper, Liberty Mutual, Lloyds of London, Markel, Minico, National General, National Lloyds, Nationwide, Northfield, Philadelphia, Prime, Progressive, RPS, Rockwood, RSI, Safeco, State Auto, TAPCO, Texas Mutual, Travelers, US Assure, USLI, QBE, and others. 

Individual Medical

Aetna, Ambetter, Anthem, Assurant (Time Ins. Co.), Baylor Scott & White, Blue Cross/Blue Shield of Illinois, Blue Cross/Blue Shield of Montana, Blue Cross/Blue Shield of New Mexico, Blue Cross/Blue Shield of Oklahoma, Blue Cross/Blue Shield of South Carolina, Blue Cross/Blue Shield of Texas, Cigna Health and Life, Coventry Health and Life, Humana, IHC – Companion Life, International Medical Group, Medica, Molina, Oscar Health Insurance, Prominence Health PlanTrustmark, United Health One

Ancillary

Aetna, Assurity Life, Central United Life, Cigna Supplemental Benefits, Continental Life Ins. Co. of Brentwood Tennessee, Foresters, Guarantee Trust Life, Humana, IHC – Companion Life, Loyal American Life, Manhattan Life, Medico, Mutual of Omaha, Omaha Insurance Company, Reliance Standard Life

Senior Products

Aetna Health, Cigna Supplemental Benefits, Continental Life Ins. Co. of Brentwood Tennessee, Coventry Health and Life, Heartland National, Humana, Medico Corp. Life Ins. Co., Medico Ins. Co., Mutual of Omaha, Omaha Insurance Company, Sentinel Security Life, Settlers Life, Shenandoah Life, Silverscript Insurance Company, Standard Life and Casualty Ins. Co., United American Ins. Co., United of Omaha, UnitedHealthCare Ins. Co., Universal American, Wellcare Health Plans, Western Catholic Union

Life & Financial

Accordia Life and Annuity, Aetna, American Amicable, American General Life & Accident Ins. Co., American General Life Companies, Assurity Life, Athene Annuity & Life, Banner Life, Family Life, Fidelity & Guaranty Life, Foresters, Genworth Life & Annuity, Gerber Life, Great American Life, Guarantee Trust Life, Humana, Lincoln Financial & Lincoln National Life, Manhattan Life, MTL, Mutual of Omaha, National Guardian Life, North American Company, Ohio National, Omaha Insurance Company, ReliaStar Life, Security Life, Sentinel Security Life, Transamerica Life Ins. Co., United of Omaha

Chances are we have all the companies you do also. If you have companies you write with and we don't, we will add them. That way you can access all your companies in one rater and management system. Just let us know! 

•  Personal and commercial = 15% new and renewal on average

• Life= 90% first year. 5% every year after on average.

Commissions are paid on the 20th the following month

Commissions vary from carrier to carrier. 

Bonuses are paid on the 10th of May every year. They are based on production and loss ratios. 

Higher Commissions available based on production and loss ratios. 

Our rater is for all types of personal, commercial, and life insurance. You just enter the data once and receive multiple comparative quotes within seconds. These real-time quotes are accessible on any mobile device, including your phone. Real-time quoting provides instant quotes from 100+ carriers. This makes cross-carrier comparative quoting more effortless than ever. 

Streamline Your Agency's Sales Pipeline

Have you ever quoted a lead you didn't write, or have trouble tracking x-dates, close rates, or point of sale information in your agency? Our rater is focused on growing your business by streamlining the agency's sales pipeline. From identifying missed sales opportunities to servicing existing customers, our single platform helps you manage the full customer lifecycle, round accounts, and increase new business!

Protects Customers 

Quickly deliver premium & coverage options via email with a secure connection for customer safety. 

Streamline Renewals 

Customers can update their risk information securely online prior to re-quoting, streamlining renewals. 

Protects Agents 

100% cloud-based system stores a record of all user activities, so you can avoid E&O claims. 

Mobile Quoting 

The entire Rating Engine has been optimized for mobile users. Get real-time quotes on any mobile device—even on your phone! A 100% cloud-based system means there is never any software to install or update. 

Real-Time Quoting Platform 

Single data entry for multi-carrier submissions modernizes the quoting process. Producers can rate, bind, issue policies from carrier websites, and store ACORD forms. 

Carrier Defaults & Pre-Fill 

We make it faster for you to navigate carrier-specific fields throughout the quoting process by displaying the fields that agents need and hiding the ones they don’t. In the background, those hidden fields are prefilled. Producers can save and share Quote Templates for pre-set coverage scenarios and carrier defaults. 

Automatic Address Validation 

Find addresses faster with Google Maps. We will automatically validate the address with USPS. 

Lead Generators

We support integration with many lead generating companies. Save time by having these leads delivered directly to your account.

Trusted Choice, AgentInsure®, Velocify (Leads360), AgentInsider, NetQuote, EverQuote, Underground Elephant, InsuranceLeads.com

 Insurance Management Systems

 Put policy management at your fingertips. Find your customer's quotes, policies, claims, and documents in one organized place and easily remarket with up-to-date information synced from your daily policy downloads.

Reduce E&O Exposure

Insurance management systems should record everything — automatically. We link all notes, documents, emails, and tasks to your client's file.

Improve Customer Service

Use notes, tasks, and reminders to streamline your workflow and maximize productivity. Leverage software automation to enhance your agency’s customer experience and multiply the impact of your staff.

Grow the Business

Reduce time with pre-filled forms and synced carrier information so that you can focus on growing your business. Bring renewals into focus with tools to proactively investigate, remarket and communicate with insureds.

Track Profits

Insurance accounting tracks premiums and commissions so that you can understand your book of business and plan for the future.

Client Center

Provide your customers with online customer self-service 24/7access to their policy documents and ID cards. With Client Center, your customers can print & share confidential documents easily and securely online, as well as request policy changes and view coverages. Deliver the digital experience insurance shoppers have come to expect from today's technology.

Performance Goals

Performance Goals is a tool for setting agency growth targets, measuring progress in visible ways, and tracking them to completion. With Performance Goals, your agency can set targets in three key areas of your business including, policies in force, annualized premium, and written premium. You’ll have the flexibility to set your goals as absolute increases, percentage increases, or target numbers to be reached. 

Agency Pulse: Powerful Performance Metrics

Agency principals receive accurate business insight in a simple, accurate, automated email report called Agency Pulse. Agency Pulse includes aggregate data from both Rating Engine and Management System. Use it to make targeted, educated business and marketing decisions at a glance.

Sync & Remarket

At renewal, quickly update your client's application in Rating Engine with the most current policy data. The Policy Sync feature allows for a side-by-side comparison of applications and policy information — simply choose the data to sync and you're ready to re-quote.

Data Conversion

Are you feeling trapped by your outdated, overpriced agency management system, yet worried about converting your data to a new one? Don’t be — we will migrate your agency’s data in weeks, not months. Switching insurance management systems is no longer the painful process it used to be.

Policy Compare

Policy Compare is a key feature because it makes it easy to respond to your clients when they call with that all too familiar question, “Why did my premium go up?” Now you can quickly compare two versions of a policy — the expired policy and the renewal — side-by-side and see which coverages went up, exactly how much, and why. No more searching for explanations and possibly losing the confidence of your customers. Policy Sync works seamlessly for both personal insurance and commercial insurance policies.

Accounting

Track payments and your book of business directly from your management system. 

Certificates & Forms

Keep your forms and certificates organized. ACORD forms are saved in your customer's electronic file with policy download data and electronic signatures. With a mouse click, agents can create one or more certificates. Each certificate holder is saved with the master for quick annual renewals.

Document Storage

Organized, searchable document storage helps you keep track of all emails, certificates, uploaded documents, and forms. Other helpful features include drag-and-drop document uploads, policy association, and the ability to organize documents into folders for quick annual renewals for personal and commercial customers.

Online Document Signing

Safely and securely send documents online for electronic signature with eSignature. Quickly set up a document for signature, send to your consumer, and receive signatures immediately — from any computer or mobile device, directly from our management system.

Automated Workflow Templates

Automation Center features pre-built templates for each stage of your sales workflow. With these templates, software automatically takes action in prescribed ways, keeping your clients engaged and focused on next steps.

Agency Insights

Agency Insights goes over your data in our systems for prospects to recapture lost sales and cross-sell automatically. Your agency will know who to target, when, and for which products. These new, actionable sales opportunities are even added to your sales funnel automatically.

Deliver Quote Results Automatically

When you run quotes in your comparative rater an instant follow-up keeps your agency in front of the prospect, with next steps identified. Before you even hang up the phone, the Automation Center can email prospects with quote.
This automated workflow is also great for proactively reaching out to clients at renewal time.

Text and Email Software

Email or text prospects quotes, renewals, underwriting, cross sale, up sale, and anything else you would like. Email and text can even include attachments, such as documents, images or videos. Set up campaigns and reach out to all your recipients at once or one at a time.

Show customers you care by sending customers birthdays, holiday, or policy terms. 

Run reports on completed campaigns to understand which marketing messages are the most effective. 

Send electronic envelopes to have one or multiple people sign one or multiple documents. User is notified of progress throughout signing and final documents are automatically saved in your management system. 

Use the Outlook Plugin to easily save emails and attachments to applicant accounts or associate them with tasks and notes. 

We also give you prove strategies of who, what, when, where, why, and how to market. We include scripts, manuals, training videos, seminars, and live support. 

Marketing, Sales, Service, Accounting, and Management 

It's a step-by-step instruction on how to grow and maintain your business successfully. Most companies sign you up and wish you luck. We show you how to grow and operate your business. After all, if you grow, we grow. 

• Improve your leads, close ratio, client retention, referrals, learn to up sale, cross sale, and reduce your loss ratio.

• We teach you all the online and real world techniques. 

• We also have training videos, manuals, scripts, and live support chat or by phone. 

Consumer Quoting with Enhanced Quoting allows consumers to get a quote directly on your website. 

Maximize Social Media 

Offer comparative quoting directly on your agency's Facebook, or any other social media, page to increase social media leads.

Improve Customer Service

Set automatic follow up emails for customers who exit a non-completed quote form.

Stay Organized

Consumer risk information and all quotes automatically populate in your EZLynx account for easy access.

Save Money

Powerful tools analyze agency's consumer quote traffic to save money by refining & targeting your marketing.

Increase Form Fills

Shortened customer forms decrease the likeliness of a drop-off and allow you to fill in the blanks.

Automated Contact

Emails are automatically sent to leads who leave before completing the quoting process. The emails are spaced at specific intervals to remind the lead to finish the quoting process. Security is never an issue. A secure link is provided for customers to access their information and pick up where they left off.

Agent Options

Want to do the selling yourself? Use the Consumer Quoting form to collect customer data online and allow customers to be contacted with quotes directly from an agent. The system will notify you via email every time a lead gets a quote, whether they receive quotes or ask to be contacted by the agent.

Lead Capture

Seamlessly capture leads on your agency website and re-quote and remarket to them through email marketing campaigns.

Tracking Analytics

   You can track the status of quotes and gather important analytics to gain insights into consumer behavior with our tracking tools. These tools also help refine your marketing message by analyzing consumer quote traffic, which      can save you money. Incomplete lead reports allow you to reach out to potential customers directly. 

You can get a website that helps you run your agency more efficiently, and that is part of your marketing strategy. Our web designers create beautiful websites that work on mobile phones, tablets and web browsers.

Expand Your Reach

Get found in 50 local online business directories consumers use to find professionals like insurance agents.

Marketing

Custom content writing for service pages and monthly blog articles on topics important to insurance shoppers.

Expert Digital Strategy

Quarterly meetings with a website analyst to assess your website's health and local performance.

Professional Guidance

Insurance agency website specialists walk you through the setup process, host your site, and monitor its performance.

Local Optimization

Combine our knowledge of local optimization and consumer behavior to improve your local online presence. Our websites are optimized for the latest local search engine algorithms, giving your agency the best chances of being found.

Local Reach

A large portion of people using search engines to find local businesses inevitably find their way to a local directory, so it’s important to make sure your business is listed.

Social Reach

Social Reach uses social media to place your agency website in front of consumers, creating brand awareness for your agency.

Integration

We will fully integrate Consumer Quoting and Client Center into your website, providing a seamless user experience and aiding in the transition of visitors to leads to customers.

Editing Options

All insurance agency websites include access to our easy-to-use website editor. Quickly update your site content without the worry of "breaking" your site by sifting through lines of HTML code. For more challenging edits, let our developers make edits for you with an allotment of quarterly changes.

Custom Content

Not a writer? Not a problem. We can provide your site with an initial placement of relevant, custom content for your website. We create unique blog articles providing a constant source of customized, fresh, insurance-related information, ensuring an active, engaging site for driving visitors.

Website Analyst

Our website includes quarterly website reviews. During your quarterly meeting, your analyst will present your website statistics and will answer any questions you may have related to your website.

A cloud-based electronic payments hub that enables agents and brokers to provide their clients a secure, online way to pay for new and recurring premiums. Directly integrated into Client Center, Applied Pay provides intuitive, branded checkout pages where policyholders can go to pay for premiums via text link, credit card, ACH, digital wallet, or other payment methods.  

Cut costs and realize profit quicker

Shorten collection time, reduce check processing tasks, and speed up deposits. Automated accounts receivable reconciliation reduces workload inefficiencies and eliminates the need for specialized personnel to manage payments.

Standardize all payments data into one place

Gain greater insight into all your organization’s agency bill data by viewing all digital payment transactions in one place in real-time. Offer refunds, send receipts, and issue notifications, from one easy-to-navigate dashboard.

Enhance branding and upsell opportunities

Offer branded checkout pages hosted online. Create marketing opportunities to upsell related items and interact with clients at an emotional moment.

Accounts Receivable Reconciliation

Invoices are tagged within the system and sent to payees for payment. When payment is complete, the system then returns the transaction status back to the invoice and automatically reconciles.

Compliance

The securitization and tokenization of sensitive data reduces liability for agencies and handles PCI and NACHA Compliance. Because sensitive information is protected, Applied Pay helps you remain compliant while accepting digital payments.

There's a 3.5% charge per transaction for card and a $4.00 charge for checks(Can be passed to customer if you would like). 

Get access to all our third party vendors. These are optional as needed.

• Continuing Education 

• Leads

• E&O Coverage

• Policy real time downloads

• State Association. Greatly reduced cost, additional benefits.

• Trusted Choice Agent. Greatly reduced cost, additional benefits.

• Access to carrier's appetite and eligibility

• Premium Financing

• Buy or sale an agency  

• Perpetuation planning 

• Hiring and training employees

• Phone/Fax hardware and software

• Internet

• Banking

• Quick books- Accounting Software

• Turbo Tax

• Vehicle & Driver Prefill Info

• Home Alarm System

• Home warranty coverage

• Auto warranty coverage

• Legal/Accounting contacts

• Office supplies

• Perks like travel, electronics, tickets, home, food, auto, exclusive deals, and more!

  1. 1. 1. 1. • Licensing start up help and financial aid (Loan). 

Access to all our companies on our rater

There is a $100 monthly fee per user.

The monthly fee for the rater is waived once you earn $500 a month in commission. 

(Optional) This is separate from the rater. The cost for using our agency management system is an additional $300.00 for the first 2 users, and an additional $150.00 for each user afterwards. 

There is no cancellation fee for any products or service. 

You own your book of business you write. 

We have cut down the time it would take to get set up with all the software and company appointments from 500 to 3 hours. 

To get signed up click here